Every farm is different. Maybe you farm as a hobby, or maybe you operate a commercial dairy farm. Some farms require bigger equipment and some have more animals than others. Despite the differences, all types of farming have something in common: the need for insurance.
Let’s dive into what farm insurance is and what to consider when shopping for a policy.
So, what is farm insurance?
Farm insurance protects your farm. It’s that simple!
A farm can be your biggest life investment, so it is crucial to protect that investment in case an unforeseen event happens.
At Auto-Owners, we offer coverages for farms of all sizes, locations and types of operations. As the seasons change, your farm coverage can change with them.
A farm policy can cover:
Dwellings
Farm structures
Farm personal property
Inland marine
And liability
So, what coverages should you consider?
The farming industry is constantly evolving through innovation and technical advancements, and we are right there with them. At Auto-Owners, we offer a variety of coverages to meet your farm’s specific needs.
Farm Equipment Breakdown: Repairing today’s complex farm equipment requires special skills and can be expensive. Protect your investments with Farm Equipment Breakdown coverage to give you peace of mind, knowing that you won’t encounter costly repair bills.
Farm Income and Extra Expense: After a loss, it can take some time to get your farm running smoothly again. Farm Income and Extra Expense coverage covers loss of income, costs for continuing operations and extra expenses incurring during the time of rehabilitation.
Cyber Protection: As technology evolves, so do the risks that threaten your home, farm and the data you use every day. Having insurance to protect against new and evolving risks is critical. Cyber Protection is a suite of coverages and services including cyberattack, cyber extortion, fraud, and data breach.
Continue reading at Auto-Owners Insurance here.
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